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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 



National City Mortgage

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Celebration, Kissimmee and Windermere real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in Celebration, Windermere and Reunion Resort, Florida
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Real Estate Tips
About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What is considered to be one of the soundest long-term investments?

A 
Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Dana Hall-Bradley, REALTOR®, real estate agents and broker for Celebration, Windermere and Reunion Resort, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Dana Hall-Bradley, Realtor/Owner, ALHS, GRI
Century 21 Premium Properties

720 Celebration Ave. Suite 100
Celebration, FL 34747
Phone: 407-433-9699
Fax: 407-566-8654
Email: Info@TourofLuxuryHomes.com

A Team Of Real Estate Professionals Ready to Help You With All Your Real Estate Needs!


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